| Flood Impacts |
| 21.0 | The levees in Spencer are overtopped...and Park Street and Grand Avenue in Spencer are flooded. |
| 19.5 | Flooding begins to affect the Breezy Meadows addition in Spencer...and most of the city south of the river is flooded. |
| 16.5 | Highway 71 and Highway 18 begin to flood...and West Park Street...1st Street...and 2nd Street in Spencer are flooded. Some homes and businesses in the southern portions of Spencer are also flooded. |
| 14.5 | County Road B40 southeast of Spencer begins flooding. |
| 14.0 | City sewers in Spencer can begin to back up. |
| 10.0 | The right bank overflows...and minor flooding of the Spencer City Park and some rural agricultural areas begins. |
| 9.5 | The lower left bank overflows and very minor flooding of low lands begins. |
